Unfortunately, automobile accidents injure a number of children in Florida and throughout the United States each year. In Allen v. Montalvan, a grandmother was killed in a tragic car crash, and her adult daughter, minor son, and three minor grandchildren were hurt to varying degrees when a drunk driver slammed into their vehicle.
The mother hired personal injury lawyers and gave them the authority to prosecute any suit and settle, dismiss, or discontinue the lawsuit. The lawyer sent a letter to the plaintiff’s insurance carrier, asking for the insurance policy coverage information. The insurance policy had limits of $25,000 per person and $50,000 per incident.
The insurance company then mailed a letter to the attorney, globally tendering the policy limits. Two checks were enclosed, as well as a proposed release for each claimant. The release for the decedent was for $25,000. However, due to the uncertainty regarding the allocation of money for the surviving occupants, the insurance company left the amounts blank in the remaining releases. Two years later, the attorney returned the signed releases, accompanied by a letter that said that all the claims with regard to the settlement were released. The consideration on the mother’s release was filled in as $25,000, and the consideration for each of the kids was marked as $0.